Brighty App Co-founder and Chief Technical Officer Nikolay Denisenko Shares Insights on Crypto Fintech
The Cryptonomist recently interviewed Nikolay Denisenko, Co-founder and Chief Technical Officer of Brighty App, to discuss his journey from Revolut to the crypto fintech space. Nikolay brings over 10 years of experience in applied mathematics, business process management, and application development. He was a Lead Backend Engineer at Revolut, where he developed Revolut Business, the company’s most profitable division.
From Revolut to Brighty
Nikolay’s time at Revolut has shaped his approach to developing Brighty App. He credits his time there for helping him cultivate a user-centric mindset. This translates to Brighty’s focus on creating a reliable and easy-to-navigate app that helps users manage their finances efficiently. He also honed his technical skills, battle-testing codes and implementing innovative features during his time at Revolut.
Trends and Challenges in Crypto Fintech
Nikolay identifies several key trends and challenges in the crypto fintech space:
- The rise of decentralized finance (DeFi) platforms, which are transforming traditional banking, lending, and investments.
- The increasing integration of blockchain technology to facilitate secure and transparent transactions.
- The growing role of AI in the fintech industry.
However, he also acknowledges the significant challenges:
- The regulatory landscape, which varies across jurisdictions.
- The need for constant vigilance regarding new rules and adherence to anti-money laundering regulations.
- The ongoing struggle to build trust and encourage widespread adoption, especially due to the volatility of the crypto market.
- The technical nature of the industry, which can deter users, and the constant threat of scams.
Brighty’s Use of AI
Brighty is leveraging AI to enhance its offerings, including the upcoming launch of an AI Investment Platform for Brighty Pro members. This platform will use AI to analyze millions of data points and provide continuous monitoring and adjustments based on market trends, news, and behaviors to optimize returns.
Nikolay believes AI has the potential to revolutionize the broader crypto fintech industry, impacting risk management, trading strategies, compliance, and customer support.
Ensuring Efficiency and Scalability
With his background in business process management, Nikolay emphasizes the importance of efficient and scalable operations, especially in a rapidly evolving industry like crypto fintech. Brighty achieves this by:
- Focusing on scalable infrastructure and agile methodologies.
- Leveraging analytics to identify bottlenecks and optimize processes.
Future Plans for Brighty
Nikolay highlights several exciting developments on the horizon for Brighty, including:
- The AI Investment Platform, which will enhance the user experience and attract new users.
- Continued improvements to Brighty’s Earning Vaults, offering high earning potential compared to traditional financial institutions.
- Upgraded Brighty crypto card capabilities, providing more earning possibilities.
To stay updated on the latest developments, follow Brighty on social media.